There is no need to cluster your reference sequences to match the clustering of your data, for reasons previously mentioned within these threads:
Additionally:
RE 3:
Simply add the paramater --p-perc-identity 0.85 to that command. : I would not recommend using 85%. This is just provided as an example to drastically reduce the database size.
RE 4:
Yes you can classify your 85% clustered reads against the 99% SILVA database. Again, I'd avoid 85%. Also, the content I linked for RE 2, applies here too.